At Organizado, we handle your credit with clarity, confidentiality, and full independence.
We are Credit Intermediaries authorized by the Bank of Portugal, which ensures not only legal transparency but also the certainty that you’re working with certified professionals.
Credit processes supported
Partner banks
Independence
At Organizado, we handle your credit with clarity, confidentiality, and full independence.
We are Credit Intermediaries authorized by the Bank of Portugal, which ensures not only legal transparency but also the certainty that you’re working with certified professionals.
Credit processes supported
Partner banks
Independence
Your credit. Our commitment.
Credit tailored to you.
Everyone’s life is different – that’s why we offer solutions for all kinds of goals.
Explore the types of credit we can help you with – no fine print, everything clearly explained.
Personal Loan
To bring your personal projects to life or cover unexpected expenses, we help you access financing up to €75,000.
We offer special terms for scenarios such as:
- Non-purpose personal loan (cash available to use for any need).
- Travel and holidays
- Home renovations
- Furniture and equipment purchases
- Education and training
- Legal expenses
- Health and wellness
- Events and weddings
Want to buy a vehicle without a retention of title? We’ll handle that as well.
Consolidated Loan
Fewer installments, less stress.
We combine your existing loans (credit cards, personal, mortgage…) into a single loan – with a lower monthly payment, where everything is simpler and easier to manage.
In the end, you pay less per month and gain more financial freedom. All in one place, all Organized.
Car Loan
Want to buy a car? We’ll take care of it.
With or without a down payment, we’ll find the best solution for you. We also work with partners who finance imported vehicles.
Prefer flexibility?
- Leasing with tax benefits and an option to purchase at the end
- Renting or long-term lease, with everything included — maintenance, insurance, assistance — and zero hassle
You choose. We simplify.
Mortgage Loan
Coming soon
We’re finalizing the best solutions to help you find, finance, and protect your home – with clarity, independence, and full support.
Business Loans
Everything you need to grow your business.
We support you with tailored solutions:
- Credit lines and overdraft facilities
- Short-, medium-, and long-term financing, with or without mortgage guarantees
- Products like Factoring and Confirming, to improve your cash flow
Tell us your goals. We’ll find the way.
Much more than a loan. We’re here to find the best solution for you.
Real support
You’ll always speak to someone from our team who listens, advises, and solves things with you – no robots, no generic replies.
Fair comparison
We compare offers from multiple banks – objectively and transparently.
Complete follow-up
We handle the whole process: request, analysis, approval, and renegotiation.
Those who trusted Organizado… recommend it.
Personal loan for home renovation
“I was renovating my house and felt overwhelmed with all the different quotes. I spoke with Organizado and within two days I had a simple, clear, and approved proposal. It was really easy.”
Gabriel Pimenta
Videographer
Car loan for imported vehicle
“I wanted a car I couldn’t find here and was worried about the process. Organizado handled everything with the right partners – all I had to do was choose the car. It was the best of both worlds.”
Inês Barroso
Artist
Consolidated loan
“Our monthly payments were really weighing us down. Organizado helped us combine everything into one loan with a much lighter payment. We can finally breathe – and we understood everything from the start.”
Pedro and Sónia Carvalho
Shop owners
FAQ
Is it really possible to reduce my payments with a consolidated loan?
Yes. By combining several loans into one, you can get a lower monthly payment and simplify your finances. We’ll go through everything with you.
Do I need a down payment for a car loan?
Not necessarily. We have solutions with or without a down payment – tailored to your profile and vehicle.
Can I apply for a loan even if I don’t know the exact amount I need yet?
Yes. We can help you figure out the right amount based on your goals and financial situation.
Is the whole process handled by real people?
Yes! At Organizado, we only offer human support – we explain everything clearly and guide you from start to finish.
Can I apply for a business loan through Organizado?
Of course. We have several solutions for businesses, from short- and long-term financing to products like Factoring and Confirming.
Want to talk to someone who knows what they’re doing? This is your moment.
Whether you have questions, want to run a simulation, or just need to know where to start – our team is ready to help.
